There are many home financing options and we'll help you make the Right Choice We're here with you every step of the way.

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Welcome To Oak Leaf Funding

At Oak Leaf Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We work with a wide range of lenders offering from "A" paper loans to private "hardship" mortgages.  

This allows us to get you the best rates on traditional loan programs including: Fixed, Adjustable, Conventional, Jumbo, FHA and VA loans. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Calculate Monthly Payment*

Term Rate Apr Payment
30 Yr Fxd 3.875% 3.965%
15 Yr Fxd 2.875% 2.913%
30 Yr Fxd FHA 3.375% 3.676%
30 yr Fxd VA 3.375% 3.675%
5/1 Arm 2.875% 2.78%
7/1 Arm 3.125% 3.185%
5/1 Jumbo 3.75% 3.899%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

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Barbara G
Berkeley, CA

I recently refinanced with Wahid Afzal, and I could not agree more with of all the positive reviews on Yelp. The whole process was seamless, Wahid walked me through all of the steps ahead of time. He worked with me, to provide the best options available and I was amazed by his attention to detail and expertise dealing with the lenders.
Forget all those names you hear about- go here and you will be very happy with the level of service.